The Best No Annual Fee Rewards Credit Card

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I’m willing to pay annual fees for credit cards that provide me with superior value, like airline lounge access or elite status. I’m also willing to pay annual fees for credit cards if the value of the points I earn from those cards is going to be better (by more than the amount of the fee) than anything that I would get without a fee.

But for folks who don’t spend as much on credit cards as I do, a no annual fee card may make more sense. And there are plenty of readers who just will not pay a credit card annual fee. One comment recently was, ‘a credit card should pay you not the other way around.’

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